Torrens by Writ
Settlement,
systematised
Torrens is an AI conveyancing platform for New Zealand. It brings compliance automation and agentic workflows to property transactions — from instruction to settlement.
New Zealand has no centralised
settlement platform
New Zealand property transactions still rely on fragmented manual processes. Funds move between solicitor trust accounts via professional undertakings — binding promises between lawyers. Coordination happens through email, phone calls, and institutional knowledge.
Junior staff lack the process knowledge that comes from years of practice. Experienced practitioners spend their time on coordination instead of judgment. Things fall through cracks. Deadlines get missed. Everyone chases everyone by email.
The industry doesn't need another tool. It needs infrastructure.
Two layers, one system
Torrens separates the deterministic from the intelligent. The compliance engine enforces rules that never bend — PLS Guidelines task sequences, AML verification requirements, trust account reconciliation. Above it, agentic AI handles the work that requires interpretation: reading agreements, orchestrating multi-party workflows, and surfacing the decisions that need professional judgment.
The compliance layer constrains the agent — it cannot skip steps, miss gates, or act outside its mandate. The AI layer is the capability that operates within those boundaries. Neither works without the other.
AI that proposes, never acts
Every AI-proposed action is written to a review queue and requires explicit confirmation before taking effect. Task completions and transaction flags can never be auto-approved — this is a hard constraint in code, regardless of organisation settings. The system cross-references extracted data across documents — vendor names on the title against the sale agreement, purchase price on the settlement statement against the contract — to surface discrepancies before they become problems.
The autonomy dial
Every organisation configures how much autonomy the agent has. At the conservative end, your team approves every action. At the confident end, routine work flows through automatically and the queue shows only items requiring professional judgment. Each firm can enable or disable AI features, set confidence thresholds, and choose which proposal types may be auto-approved. The agent always does the work — what changes is whether your team actively confirms or passively supervises. Full audit trail either way.
29-point compliance framework
Every transaction is monitored against 29 compliance controls mapped to the NZ residential conveyancing process. Controls enforce dependency chains — downstream tasks cannot be completed until prerequisites are met.
For conveyancing teams
Torrens reads the contract, builds the workflow, initiates searches, chases counterparties, and keeps everything on track — then surfaces the decisions that need human judgment. Your team supervises; the agent executes.
For banks
Real-time visibility into every settlement your borrowers' lawyers are working on — without changing your existing processes. Your instruction emails are read, understood, and acted on automatically.
For all parties
Clients, counterparties, and other stakeholders get a dashboard to track transaction progress in real time — what's happening, what's needed, and when settlement will happen. No chasing. No wondering.
Security & trust
Built for a profession where confidentiality is a legal obligation, not a feature.
Database-level isolation
PostgreSQL Row Level Security enforces data isolation at the database engine level, not just application code. A bug in the application cannot bypass tenant boundaries.
Data stays in Australasia
Hosted on Supabase in the Sydney region. Your data doesn’t leave Australasia.
Immutable audit trail
Append-only record with 48 distinct event types. No user or system process can update or delete entries. Designed for LTA 2017 s.30 and AML/CFT Act s.49 retention requirements.
Document permanence
Documents are permanent records with version control. No delete capability exists at any access level. Participant-scoped access with confidentiality controls for sensitive items.
Enterprise SSO
Organisations can enforce single sign-on via their identity provider, with role-based access control at both API and database levels.
Encrypted in transit
HTTPS everywhere with strict transport security. Database accessible only via connection pooler — no direct internet exposure.
What Torrens understands
Torrens isn't a general-purpose AI adapted for property. It was built on New Zealand conveyancing from day one.
Built for New Zealand
Torrens is not a global platform adapted for local use. It is built from the ground up on New Zealand law, New Zealand regulatory frameworks, and New Zealand transaction conventions.
The name itself comes from the Torrens title system — the foundation of land registration in this country since 1858. The compliance engine is modelled on the NZ Law Society Property Law Section Guidelines (January 2024). Every workflow, every gate, every obligation reflects the way property transactions actually work here.
Be the first to use Torrens
We're onboarding a small group of conveyancing teams for early access. Leave your details and we'll be in touch.